For the past few months, I have monitoring my spending via the app 'My Wallet'. There is nothing fascinating about this app but it does serves my purpose of spending tracking.
I have heard of other trackers such as 'Mint' etc. But the crust of the matter is, no matter how fancy an app can be, it's the discipline of keying in the spending that counts.
For the last few months, I have pretty much cut down my spending on cab, food at fancy restaurants etc. I also try to stretch every dollars on beauty related products. I didn't become a miser. I still give to charitable cause where necessary.
The last few months, my spending has been hovering around 3k. This month, I shall try my hand at keeping my spending to 2.5k.
I created another fixed deposit (FD) today. Given the interest of the normal saving account is miserly low, I reckoned placing my savings in the FD is a wiser choice. In terms of savings, from now till July, the additional savings of 5k would be used as a seed money to generate a passive income.
On a side note, I placed 6 dollars worth of bets on 4D and Toto. This is not an entry to encourage betting behaviour. Rather, it's a signal to the condition of my heart with regards to work. I am feeling beat up and hoping that 6 dollars worth of bets could buy me out of my situation ie. job and housing woes.
God, I confess I hope to win from the 4D and Toto so that I would not use my 6 bucks in vain. I hope to use my winnings to settle my house and my parents' house. I want to leave my job! Have mercy on me. Let your will be done. In Jesus' name, Amen.
I have only started the journey on simplifying and decluttering my life about 2 months back. I have been finding my inspiration via some of these blogs. It's the weekend, just slow down and have a good read.
It's the weekend. For some folks it would be a time of hanging out and partying over drinks and delicious food. However, for some folks it would be a time when the physical body and mind could rest.
For me, I would 'rest' my eating. I would eat when I am hungry (stomach growls) and not because it is the time to eat. It is my way of allowing my stomach to rest during the weekend. I find it challenging to do so during the week due to scheduled meetings and lunch with colleagues.
Maybe this weekend, it is time for you to rest it (whatever it may be).